Net Worth Tracker Template (Printable PDF & GoodNotes)
A net worth snapshot on one page. List up to eight assets with their value and up to eight debts with their balance, then write your net worth and the change since your last check. Fill one in every quarter to see the trend.
- Printable US Letter8.5 × 11 in, white paper
- Printable A4210 × 297 mm, white paper
- iPad / GoodNotesAlso Notability and Noteshelf
- E-ink tabletreMarkable, Kindle Scribe, Boox
Free PDF, 1 page, undated. No sign-up needed.
Shown for iPad in the Classic Navy theme. Printable downloads use white paper (there's a dark mode preview below); the e-ink version is black and white.
One page, ready to fill in.
- A "What I own" table with columns for asset and value
- A "What I owe" table with columns for debt and balance
- Write-in lines for net worth and change since last check
- Undated, so you can print or duplicate it as often as you need
Who it's for
People starting to plan for retirement or financial independence, couples combining finances, those paying off debt who want to see the bigger picture, and anyone who wants a single number to check their direction.
Getting the most from a net worth tracker.
Use today's values
For savings and debts, use statement balances. For a house or car, use a realistic sale value, not what you paid. Rough but honest beats precise but optimistic.
Include retirement accounts
Pensions, 401(k)s and other retirement savings count as assets, even though you can't spend them yet.
Don't skip small debts
Overdrafts, store cards and money owed to friends belong in the owe column. Leaving them out flatters the number.
Check every three months
Net worth moves slowly. Quarterly is often enough to see a trend without worrying about every market dip.
Focus on the change, not the total
A negative net worth is common, especially with student loans or a new mortgage. The change since last check is the number that tells you you're heading the right way.
Included in 5 planners
This template is a page in each of these planners. Open one to see everything else that comes with it.
Get it inside a full hyperlinked planner
The budget planner includes this page alongside dated month and week pages for your year, with side tabs and links between every page. Pick your device and theme, preview it free, and pay only when it's right.
- Dated pages for the whole year
- Tap a tab or a date to jump there
- GoodNotes, Notability, Samsung Notes, e-ink and print sizes
Opens the budget planner with the Savings & Debt section switched on.
Or read about the budget planner first.
About this net worth tracker template
Need help importing it? See devices and apps or the FAQ.
How do I calculate net worth?
Add up everything you own (cash, savings, investments, property, vehicles) and subtract everything you owe (mortgage, loans, credit cards). The template has a table for each and a line for the result.
Is a negative net worth bad?
It's very common early on, especially with student loans or a new mortgage. What matters is whether it's rising over time.
How often should I track it?
Quarterly works well for most people. The planners include four net worth snapshots a year.
Does it use a currency?
No currency is printed, so it works anywhere.
Should I include my car?
Yes, at a realistic resale value. Cars lose value, so many people update it once a year rather than every quarter.
