100 Envelope Challenge Template (Printable PDF & GoodNotes)
A 100 envelope challenge tracker with 100 numbered squares. Each number is the amount for that envelope, so envelope 37 holds 37. Colour a square every time you fill an envelope. Complete them all and you'll have saved 5,050 in your currency.
- Printable US Letter8.5 × 11 in, white paper
- Printable A4210 × 297 mm, white paper
- iPad / GoodNotesAlso Notability and Noteshelf
- E-ink tabletreMarkable, Kindle Scribe, Boox
Free PDF, 1 page, undated. No sign-up needed.
Shown for iPad in the Pastel Rainbow theme. Printable downloads use white paper (there's a dark mode preview below); the e-ink version is black and white.
One page, ready to fill in.
- 100 numbered squares to colour in
- Undated, so you can print or duplicate it as often as you need
Who it's for
People who enjoy a game-like challenge, cash stuffers, couples saving for a wedding or deposit, and anyone wanting a visual way to save a large amount over a few months. It also works as a shared family goal: children can pick the envelope number each week and colour the square, which turns saving into a game everyone watches.
Getting the most from a 100 envelope challenge.
Pick envelopes at random
Draw a number from a jar or close your eyes and point. Mixing big and small envelopes keeps the challenge from getting harder and harder.
Set a pace
Two envelopes a week finishes in under a year; one a day takes 100 days. Decide your pace up front and write it on the page.
Make it smaller if you need to
For a gentler version, halve every amount (2,525 in total) or treat each number as cents or pence for kids.
Keep envelopes somewhere safe
Cash at home is tempting and risky. Many people bank the money weekly and use the chart only as the tracker.
Colour as you fill
Colour the square when the envelope is filled, not when you choose it. The chart shows real progress.
Included in 2 planners
This template is a page in each of these planners. Open one to see everything else that comes with it.
Get it inside a full hyperlinked planner
The savings challenge planner includes this page alongside dated month and week pages for your year, with side tabs and links between every page. Pick your device and theme, preview it free, and pay only when it's right.
- Dated pages for the whole year
- Tap a tab or a date to jump there
- GoodNotes, Notability, Samsung Notes, e-ink and print sizes
Opens the savings challenge planner with the Savings Challenges section switched on.
Or read about the savings challenge planner first.
About this 100 envelope challenge template
Need help importing it? See devices and apps or the FAQ.
How much do you save with the 100 envelope challenge?
5,050 in total, because 1 + 2 + 3 + … + 100 adds up to 5,050. In dollars that's $5,050.
Do I need real envelopes?
No. The chart does the same job. Some people like physical envelopes for cash; others transfer each amount to a savings account and colour the square.
How long does it take?
As long as you like. Common paces are 100 days (one a day), about six months (four a week) or a year (two a week).
Is it the same as the savings tracker?
No. In the savings tracker all 100 squares are worth the same. Here each square is worth its number.
