Cash Envelope Budget Template (Printable PDF & GoodNotes)
Two pages for cash stuffing. The cash envelope budget records the paycheck date and cash withdrawn, then each envelope's budgeted, stuffed, spent and left amounts, started with common spending categories. Totals at the bottom show what you stuffed, spent and rolled into savings. The envelope ledger tracks money in and out of a single envelope.
- Printable US Letter8.5 × 11 in, white paper
- Printable A4210 × 297 mm, white paper
- iPad / GoodNotesAlso Notability and Noteshelf
- E-ink tabletreMarkable, Kindle Scribe, Boox
Free PDF, 2 pages, undated. No sign-up needed.
Shown for iPad in the Blush Boho theme. Printable downloads use white paper (there's a dark mode preview below); the e-ink version is black and white.
2 pages, ready to fill in.
- Page 1, Cash Envelope Budget: Write-in lines for paycheck date and cash withdrawn; a table with columns for envelope, budgeted, stuffed, spent and left (your spending categories); boxes for total stuffed, total spent and rolled to savings
- Page 2, Envelope Ledger: Write-in lines for envelope and goal; a table with columns for date, description, in, out and balance
- A “Month” line at the top, so it works for any month and year
Who it's for
People who overspend on cards, cash stuffing fans, those on a variable income who want to control spending per paycheck, and anyone who wants to feel money leaving their hands.
Getting the most from a cash envelope budget.
Only use cash for variable spending
Bills are easier paid by bank transfer. Cash envelopes work best for groceries, fuel, eating out, kids, gifts and personal spending.
Fill in budgeted before payday
Decide each envelope's amount before you go to the bank, so you know exactly how much to withdraw and in which notes.
Keep a ledger per envelope
Print one ledger page for each envelope and keep it inside. Every time you take money out, write it down and the new balance.
When an envelope is empty, stop
That's the rule that makes cash stuffing work. Move money from another envelope on purpose if you must, and write it in both ledgers.
Roll leftovers somewhere useful
At the end of the period, put what's left into savings or a sinking fund and record it in the rolled to savings box.
Included in 1 planner
This template is a page in this planner. Open it to see everything else that comes with it.
Get it inside a full hyperlinked planner
The cash stuffing budget planner includes this page alongside dated month and week pages for your year, with side tabs and links between every page. Pick your device and theme, preview it free, and pay only when it's right.
- Dated pages for the whole year
- Tap a tab or a date to jump there
- GoodNotes, Notability, Samsung Notes, e-ink and print sizes
Opens the cash stuffing budget planner with the Cash Envelopes section switched on.
Or read about the cash stuffing budget planner first.
About this cash envelope budget template
Need help importing it? See devices and apps or the FAQ.
What is cash stuffing?
A budgeting method where you withdraw your spending money as cash and divide it into labelled envelopes. When an envelope is empty, that category is done until next payday.
Can I change the envelope categories?
Yes. The page starts with common categories; cross out any you don't use and write your own on the blank rows.
Do I need a separate ledger for each envelope?
It helps. One ledger per envelope shows exactly where the cash went. Print as many ledger pages as you have envelopes.
Does it work with digital envelopes?
Yes. If you use separate bank pots or accounts instead of cash, the same page tracks them.
